1. The defendant shall pay to the plaintiff KRW 33,697,305 and KRW 32,917,905 among them to the day of complete payment.

Comprehensively taking account of the respective descriptions and arguments set forth in subparagraphs 1 through 6, the Defendant: (a) concluded an agreement with Hyundai Card Co., Ltd. (hereinafter “Nonindicted Company”) to use credit card to purchase goods and services, cash services, credit card loans, etc.; (b) agreed to perform the relevant obligations by complying with the agreement, terms and conditions of membership; and (c) agreed to pay damages for delay on the remaining principal and all obligations related to the credit amount by 24% delayed interest rate; (d) on March 8, 2017, the Defendant transferred the credit card payment claim against the Defendant to the Plaintiff on March 17, 2017; (e) notified the Defendant thereof; (e) notified the Plaintiff of the agreement; (e) provided that KRW 32,917,905,79, 1079, 307, 305, 306, 379, 309, 375, 309, 379, 379, 375, 207, 39, 37, 39, 20.7.

In regard to this, the Defendant issued a credit card to B, and delivered it to C, and C received the above credit card under the name of the Defendant. As such, the Defendant alleged to the effect that the Plaintiff was not liable for the repayment of the above credit card debt. However, there is no evidence to acknowledge it. Rather, upon the Plaintiff’s request for the delivery of a copy of the document, “C received and confirmed a copy of the criminal trial record against Defendant C from the Daegu District Court on August 26, 2015.”