1. The defendant shall pay to the plaintiff the amount of KRW 24,136,122 and the amount of KRW 23,418,686 from December 24, 2016 to the date of full payment.

1. Determination as to the cause of claim

A. On February 9, 2013, the Defendant entered into an agreement on the use of credit cards with Hyundai Card Co., Ltd., and obtained credit cards, used them as credit purchase of goods and services, cash services, card loan loan loan loan loan loan loan loan loan loan, etc. The Defendant lost its benefit by failing to pay the total amount of KRW 23,418,686 out of KRW 46,10,000. As of December 23, 2016, the Defendant incurred the obligation of KRW 24,136,153, interest rate of KRW 593,153, interest rate of KRW 83,300, and KRW 40,983 as of December 23, 2016.

3) On December 16, 2016, Hyundai Card Co., Ltd. transferred the above claim against the Defendant to the Plaintiff, and around December 20, 2016, notified the Defendant of the assignment of the above claim. [Evidence Evidence: The entries in Gap evidence No. 1 through 6 and the purport of the entire pleadings.]

B. According to the above facts of determination, the Defendant is obligated to pay to the Plaintiff damages for delay at the rate of 29% per annum, which is the overdue interest rate, from December 24, 2016 to the date of full payment, with respect to the total amount of KRW 24,136,122, and KRW 23,418,686, which is the principal of the principal, to the Plaintiff.

2. In conclusion, the plaintiff's claim can be accepted, and it is so decided as per Disposition by admitting it.