Defendant shall be punished by a fine of three million won.

If the defendant does not pay the above fine, KRW 100,000.

Punishment of the crime

On January 2, 2019, the Defendant: (a) received a proposal from a person without a name (known “B”); (b) made a transaction record for a loan; (c) received the Defendant’s account number to deposit money into the said account; and (d) accepted the proposal, and notified the Defendant’s name (Account Number: E) of the bank account in the name of the Defendant.

On the other hand, at around 15:00 on January 3, 2019, the above person under whose name the victim misrepresented the victim FF by telephoneing the victim F with G phone number and misrepresenting him/her to the H bank staff, and falsely saying, “If the existing loan is repaid to an account known to him/her, it is possible to repay it at a low interest rate of 3% per annum through the document review,” and thus, the victim wired the victim to the above D bank account under the name of the defendant around 14:09 on January 4, 2019.

The Defendant did not accurately identify the information about the company’s information or the person in charge of the lending, and was given an explanation that false transaction records were made for the lending, so it was sufficiently recognizable that it was not a normal loan. The Defendant was given the above-mentioned statement to the above-mentioned statement that “When an employee of a bank withdraws cash on the counter of a bank, he would borrow the business funds from her name to her name if he would have the purpose of withdrawal.” In addition, in the process of withdrawal, the Defendant considered that the cash delivered by the Defendant can be the amount of damage caused by the Defendant’s fraud because he received the documents preventing scams and read it.

Nevertheless, the Defendant, according to the order of the above person who was unable to obtain the above name, was provided with a "large-amount cash and check withdrawal slip" from the employees of the bank counter at the branch of the D bank in the Gangseo-gun I on January 4, 2019, and the other party should have transaction records in order to obtain a loan.