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1. The Defendant’s KRW 50,000,000 as well as the Plaintiff’s annual rate from December 9, 2016 to June 20, 2018.
Reasons
1. Basic facts
A. The Plaintiff is the deceased’s only heir as the deceased’s husband’s wife (hereinafter “the deceased”).
On December 12, 2017, after the death of the deceased, the Plaintiff became a full adoption judgment requested by C and became final and conclusive by C.
B. On May 2, 2013, the Deceased concluded an “G insurance contract” with the Defendant (hereinafter “instant insurance contract”).
its key
Details are as follows:
1) Insured: Insurance period of the deceased and beneficiary of death benefit: legal heir 2): From May 2, 2013 to May 2, 2079: 3 insurance amount: 50 million won per general injury and death.
C. At around 06:00 on August 20, 2016, the Deceased died by putting his/her timber at the guest room in a telecom.
(hereinafter “instant accident”). D.
The provisions concerning the payment of insurance proceeds of general injury, death, and death under the insurance contract of this case are as follows.
1) Article 1 of the General Clause of the Guarantee of Injury and Death: In the event that the insured was injured under Article 17 subparag. 1 of the General Clause during the insurance period and died as a result of a direct occurrence, the whole amount of the insurance coverage shall be paid to the beneficiary as the death insurance amount. 2) Injury under Article 17 subparag. 1 of the General Clause of the General Clause: Article 19(1) of the General Clause of the General Clause of the Act: The company shall not prevent insurance money when any of the following events occurs: (i) the insured’s intentional act: Provided, That if the insured has damaged himself/herself under a condition that he/she cannot make a free decision due to mental disorder, etc., he/she shall pay the insurance money, and if the company has received the documents prescribed in Article 35(1) of the General Clause of the Act, it shall issue the certificate, and shall pay them within three business days from the date of receipt of the documents.
E. On December 5, 2016, the Plaintiff rendered a general injury insurance payment to the Defendant under the instant insurance contract.