1. The plaintiffs' appeals against the defendants are all dismissed.

2. The costs of appeal are assessed against the Plaintiffs.

1. The reasoning of the court's explanation concerning this case is as follows. Thus, the reasoning of the court's explanation is as stated in the part of the judgment of the first instance except for the following cases. Thus, it is citing it as it is in accordance with the main sentence of Article 420 of the

2. The 2nd 9th son of the judgment of the court of first instance was written in the 2nd 9th son of the judgment of the court of first instance.

The part of the "Act on the Indemnification for Fire-Caused Loss and the Purchase of Insurance Policies" (hereinafter referred to as the "Fire Insurance Act") in the first instance judgment 3-1-2 of the first instance judgment shall be applied to the "Enforcement Decree of the Act on the Indemnification for Fire-Caused Loss and the Purchase of Insurance Policies" (hereinafter referred to as the "Fire Insurance Act").

The 4th 11-5th 10 parallels in the first instance judgment are as follows.

[2] Examining the above evidence and evidence evidence No. 12 in light of the purport of the entire pleadings, the instant building is a building of 3 to 8 stories above the ground leveling to the total floor area of 9,945.45 square meters, which had undergone a completion inspection on December 11, 1996. The purpose of use on the building ledger is different from that of neighborhood living facilities, accommodation facilities, amusement facilities, etc., and the entire building of this case is not owned by one person but owned by different sectional owners, respectively.

3) As prescribed by Article 2(1)1 to 9 of the Enforcement Decree of the Fire Insurance Act, the instant building is not a special building where the total floor area is above a certain area as the building was used for a specific purpose as prescribed by the Enforcement Decree of the Fire Insurance Act, and it is not recognized as a special building. The instant building is a special building only when the total floor area used for the instant building as prescribed by each item of subparagraph 10 of the Enforcement Decree of the said Enforcement Decree is above 2,00 square meters.

However, the defendants who are only owners of some sectional ownership in the building of this case are the owners of the building of this case according to their respective business purposes and usage.