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(영문) 창원지방법원 2019.08.30 2019나52055
보험금
Text

1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

Reasons

1. Facts of recognition;

A. The relationship 1) The Plaintiff is a person operating the “E”, which is a partner company within CD Shipbuilding, and the Defendant is a package of employer accident compensation liability insurance (hereinafter “instant insurance contract”).

(2) The terms and conditions of the instant insurance contract concluded with the Defendant are as follows, and the maximum amount of compensation under the insurance policy is KRW 20 million.

Article 9 (Compensation for Loss) (1) of the General Terms and Conditions for Workers' Accident Compensation Insurance (Liability Insurance) (1) The Company (the Defendant) is bound to compensate for the loss to be borne by the insured (hereinafter referred to as "damage") due to any occupational accident (hereinafter referred to as "disaster") caused by the insured worker, in accordance with the provisions of this Agreement and the Special Terms and Conditions.

Article 1 (Compensation) (1) of the General Terms and Conditions of Compensation for Damages (including the Industrial Accident Compensation Insurance Act, the Industrial Accident Compensation Insurance Act, and other Acts and subordinate statutes) of the General Terms and Conditions of Compensation to be borne by the company shall not exceed the amount of compensation covered by the insured pursuant to the Special Terms and Conditions of Compensation for Damages and the Acts and subordinate statutes related to accident compensation.

Article 2 (Scope of Loss Compensation) (1) The scope of loss compensation by a company shall be as follows:

1. Legal damages (including damages for delay; hereinafter the same shall apply) under the Act which shall be liable for the insured to pay to workers suffering from occupational accidents;

2. Expenses paid by the insured for a lawsuit for compensation for damage;

3. Expenses disbursed by the Insured to comply with the demands of the Company under paragraphs 2 and 3 of Article 21 of the General Terms and Conditions (Settlement of Company with respect to Claims for Damages).

1. Damage as referred to in paragraph 1 of the above paragraph: Securities in respect of the occupational accident per one accident;

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