1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

The purport of the claim and appeal is the purport of the appeal.

1. Basic facts

A. On October 7, 2004, the Defendant concluded a DNA insurance contract (hereinafter “instant insurance contract”) with C Co., Ltd. (hereinafter “C”) with the following content.

Insurance period: From October 4, 2004 to December 21, 2005, the insured company E (hereinafter referred to as “E”) coverage: employer compensation, maximum amount of KRW 100 million per capita compensation, maximum amount of KRW 100 million per accident, maximum amount of KRW 100 million per workplace - Name of a workplace - Fil-type construction site of a newly constructed middle school building / reinforced concrete construction site - Location of a workplace: Fil-type of a construction project: Terms and Conditions of Subscription to Construction Works: Workers’ Accident Compensation Insurance (Domestic Presence), General Terms and Conditions of Compensation for Workers’ Accident Compensation Insurance - General Terms and Conditions of Compensation for Workers’ Accident Compensation Insurance - Article 5 (Compensation for Damages) ① The company compensates the insured for the loss (hereinafter referred to as “damage”) caused by an occupational accident of the insured (hereinafter referred to as “accident”) in accordance with the provisions of this Agreement and Special Terms and Conditions.

(2) A company shall pay compensation only if the occurrence of a disaster occurs during the insurance period.

Article 1 (Special Terms and Conditions as Guarantee for employer's Liability - Article 5 (Indemnification) of the General Terms and Conditions as Guarantee for Accident Compensation Liability borne by the Company (including other Acts and subordinate statutes on accident compensation liability, Industrial Accident Compensation Insurance, Industrial Accident Compensation Insurance Act) shall not exceed the amount of accident compensation covered under the Special Terms and Conditions as Guarantee for Accident Compensation Liability and the Acts and subordinate statutes on accident compensation

2. The amount of the above loss shall be covered only when the payment is made under the special terms and conditions of the liability for accident compensation and the Industrial Accident Compensation Insurance Act (including all kinds of mutual-aid agreements).

B. On December 14, 2004, the Plaintiff, a worker of E, is GG middle school located in Kimpo-si, the place of business of the above company.