Defendant

A Imprisonment with prison labor for a period of three years and six months, each of the defendants B and C shall be punished by imprisonment for a period of two years and six months.

Criminal facts

1. Basic facts

A. From May 1, 2013, the Financial Supervisory Commission implemented the so-called “National Happiness Fund Debt Adjustment System” in which ordinary people reduce financial costs by converting high interest rate loans received from financial rights into low interest loans pursuant to an agreement with the Korea Asset Management Corporation, Credit Counseling and Recovery Service, Microfinance, Nonghyup Bank, and KB National Bank.

H calls for loan clients in China where it is difficult to track loan clients using the previous loan details, contact numbers, and other credit information acquired from the customers who requested loan brokerage while operating a number of loan brokerage companies, such as “K,” and planned to arrange for the victims to obtain a new loan by pretending to obtain a loan at low interest pursuant to the above “the debt settlement system for national happiness fund,” and then to conduct a scaming crime by deceiving Defendant A, L, M, N, etc. to organize five teams in sequence. To this end, either Defendant A, L, etc. who is the head of the team leader or the above five teams of H mixeds with Defendant A, L, etc., or H, with the five teams of the above five teams of H, including Defendant B, Defendant C,O, P, Q, R, and others to commit telephone fraud.

B. On January 2, 2013, Defendant A, as well as M, took part in the Defendants’ commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission of the commission.

Defendant

B and Defendant C, in accordance with H’s proposal around April 7, 2013, along with Defendant A, M, etc.