A defendant shall be punished by imprisonment for three years.

Punishment of the crime

1. From May 1, 2013, the Financial Supervisory Commission: (a) from around May 1, 2013, the Korea Asset Management Corporation, Credit Counseling and Recovery Service, the Microfinance, B Bank, and C Bank, it implemented the “National Happiness Fund Debt Adjustment System” which reduces financial costs by converting the high interest rate of loans received from financial rights into the low interest rate loans.

D When operating multiple loan brokerage companies, such as “E”, “F,” it is difficult to track the customers who acquired through credit information such as the previous loan details and contact numbers of the customers who requested loan brokerage, by using credit information, and by deceiving them to use a loan to low interest rate under the National D D D D D D's debt settlement system, and planned the victims to commit the so-called scaming by deceiving them to receive a new loan from the victims and transfer the loan to the large-type passbook account by deceiving them, and by taking them into account, and then organizing several teams in order to this end, he/she directly or through G, H, H, I, and J, and led them to organize the team by soliciting the victims, such as Defendant and K, M, M, N,O, P, P, Q, Q, S, etc.

2. Crimes in so-called “G Team”;

A. On August 2013, 2013, G in the G team’s role sharing part of the company’s role, on a apartment unit where it is difficult to know the trade name in the Chinese Nungs Park, with several units of Internet telephone, Internet facsimile, Nowon-gu computer, etc., and organized so-called G team, and provided education for the Defendant, S, R, T, U, etc., who successively moved into a group of teams from that time to that time, “a solicitation for a low interest rate substitute loan and soliciting them to obtain a loan from a private financial company for that purpose,” and the management of passbooks and allowances for the transfer of the loan.

The defendant from June 2013 to June 2013, as a counseling book, R, S, T, and other counseling books.