The punishment against the defendants shall be one year of imprisonment.

However, with respect to Defendant B, from the date this judgment became final and conclusive.

Punishment of the crime

From May 1, 2013, the Financial Supervisory Commission implemented the "National Dental Fund Debt Adjustment System" which reduces financial costs by converting the high interest rate loans received from financial rights into low interest loans in accordance with the Convention with the Korea Asset Management Corporation, C, D, E, and F Bank.

G, while operating multiple loan brokerage companies, including “H”, “I,” and other various loan brokerage companies, by using credit information such as the previous loan details, contact details, etc. acquired from the customers who requested loan brokerage, and by deceiving the customers from China where it is difficult to track the loan to low interest rate pursuant to the National D D D D D D D D D D D D D D D D D D fund debt settlement system, and by allowing victims to obtain a new loan from the victims to transfer the loan to the large bank account by deceiving the loan, thereby committing the scaming crime. To this end, the G organized six teams in order to encourage J, K, K, L, M, N, N,O, etc., and then recruited the team by soliciting the victims, including the Defendants, P, R, etc. to have the victims obtain a loan by telephone.

The J, according to the G’s instruction from April 2013 to May 2014, set up a set of Internet telephone, Internet facsimile, and Nowon-gu computers, etc., and organized the so-called “J Team” in the apartment in which it is impossible to know the trade name in the city of the Chinese branch of NJ from April 2013 to May 2014, and provided the Defendants, P, Q, R, etc., who successively flowed, with “the activities of soliciting low interest rate substitute loans and soliciting private financial companies to get loans from private financial companies for them,” and played the role of managing the credit passbook and allowances.

Defendants, as counseling measures from April 2013, received DB including information from customers who requested G to provide loans from J along with P, Q, R, etc., other counseling measures.