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1. The Defendants jointly share the Plaintiff KRW 28,88,297 and KRW 26,105,755 among them, from November 28, 2015 to May 2019.
Reasons
1. Facts of recognition;
A. Defendant A, who entered into a credit guarantee agreement, obtained a loan of KRW 50,00,00 from H (hereinafter “H”) with the full-time employee loan, intends to secure the principal and interest obligation. On March 7, 2014, Defendant A entered into a housing financial credit guarantee agreement with the term of guarantee from March 7, 2014 to March 7, 2016 (hereinafter “the instant credit guarantee agreement”); (a) concluded a housing financial guarantee agreement with the term of guarantee from March 7, 2014 to March 7, 2016 (hereinafter “credit guarantee agreement”); and (b) obtained a housing financial credit guarantee agreement (Guarantee Number: I) on the same day.
B. Defendant A paid a guaranteed obligation amounting to KRW 50,00,000 for the National Housing Fund on March 7, 2014 as security, but did not pay the principal and interest of the loan. The Plaintiff subrogated to H on November 27, 2015, for KRW 46,139,300 (the guaranteed principal + KRW 45,00,000 + interest KRW 1,139,300).
C. Defendant A, who committed the act of borrowing money for lease on a deposit basis, submitted to H a lease agreement prepared on February 19, 2014 that leases “J Apartment-gu, Daejeon (J Apartment-gu) K (hereinafter “the object of lease in this case”) the leased deposit amount of KRW 80,00,000,00, and various employment-related documents necessary for the loan for lease on a deposit basis of the house, and received a loan for the National Housing Fund as collateral. However, Defendant A, who is the broker, was the owner of the loan, to acquire the house rent by using the loan system for lease on a deposit basis (hereinafter “the crime of fraud in this case”). However, the fact was that Defendant A, who is the broker, was the broker’s lending, Defendant C (Issuance of false employment-related documents), Defendant G (B) and Defendant B (a false lessor’s delivery of documents), and Defendant B, a lessor, in collusion with Defendant B, to acquire the house rent fund by using the house lease fund system established for residential stability of homeless workers.
The Defendants are prosecuted for the criminal act of fraud-backed loans, including the above criminal act.