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Defendant
A shall be punished by imprisonment with prison labor for two months and by imprisonment for six months.
Reasons
Criminal facts
[Defendant A's criminal records] Defendant A was sentenced to imprisonment with prison labor for one year and six months at the Incheon District Court on February 11, 2014, and the judgment became final and conclusive on April 14, 2014.
【Criminal Facts】
The Ministry of Land, Infrastructure and Transport has operated a system of lending money for house lease with interest rate lower than the market interest rate if the Ministry of Land, Infrastructure and Transport applies for a loan with only certain documents such as a certificate of employment and a statement of salary without any special security to stabilize the housing of homeless workers with financial resources of the National Housing Fund.
그러나 대출브로커들은 근로자 주택전세자금 대출관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고서, 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택전세자금 대출금을 가로챌 것을 모의하였다.
Accordingly, loan broscers made the false employment-related documents and false contents related to the lessee, who is the nominal holder of the loan, and made the false documents to the lessee who will perform the lease. The false lessee submitted documents related to the false employment and the house lease contract to the financial institution as above, and applied for the worker's lease loan while submitting the house lease contract to the financial institution. If the request for confirmation of the actual existence of the lease contract is made by the financial institution, the fraudulent lessor who will engage in the lease contract is confirmed as if the contract was actually made by the financial institution. In particular, in this case, the Defendant A applied for the worker lease loan and received the loan and then divided the loan. In particular, the Defendant A takes charge of the act as the hub for recruiting the lessee, and Defendant B took charge of the act as the hub for soliciting the lessor.
Specific criminal facts
1. The crime of conspiracy with D and E above.