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(영문) 서울중앙지방법원 2015.01.16 2014가단5092361
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On October 16, 200, B, the Plaintiff’s spouse, concluded an insurance contract with the Defendant with the following content (hereinafter “instant insurance contract”).

- The name of insurance product: The insurance contract date of the non-distribution Schlage 11 insurance contract: the due date on October 16, 2000: the main insured and beneficiary on October 16, 2038: The plaintiff (Provided, That in cases of the beneficiary B at the due date, the policyholder B and the beneficiary at the time of death) major guarantee contents: The amount of cancer diagnosis funds of KRW 20 million, cancer surgery allowances of KRW 5 million, and KRW 30,000 per time.

B. Article 9 (Definition and Diagnosis Confirmation of Cancer) (1) of the terms and conditions related to this Agreement refers to diseases (see attached Table 3, e.g., the "Manobio Organism Classification") classified as malicious life in the basic classification of the Korea Standard Classification of Disease Death.

(hereinafter omitted) The diagnosis and confirmation of cancer must be conducted by a person who holds a professional doctor's license of autopsy pathology or clinical pathology, and this diagnosis shall be based on the present opinion about the organization or blood test.

(hereinafter omitted) The following diseases are included in the third revised Korean Standard Disease Death Classification (No. 1993-3 of the Statistics Korea Notice No. 1993-1, January 1, 1995) under the terms and conditions of the Maternal Organism Classification Table.

The target malicious Organism Classification Number

2.In the Korean Standard Disease Classification after the amendment of the Fire Fighting Body's malicious life C15 - C26 4, the Korean Standard Disease Disease Classification shall also include the disease if there is a disease under the terms and conditions other than the above diseases.

(c) The Korean Standard Disease Classification (1) is in accordance with the International Disease Classification System of the World Health Organization (WHO) under the United Nations, and Part III Chapter II of that Act is a comprehensive form for those who wish to be classified in a systematic form of a new life while mainly classifying the behavior patterns of a new life in accordance with the upper part;

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