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1. On November 10, 2015, the Plaintiff’s obligation for loans under a loan agreement against the Defendant does not exist.
Reasons
1. Basic facts
A. On September 11, 2014, the Plaintiff reported a marriage with B, but divorced on March 23, 2016.
B. On October 2015, B heard the purport that “A loan may be granted in the name of south: Provided, That a husband’s resident registration certificate and seal is necessary, and a passbook under the husband’s name is required.” At the time, B, the husband, who was the husband, opened an account in the name of the Plaintiff (Account No. D) with his/her resident registration certificate and seal affixed to change his/her resident registration certificate and personal seal affixed to the opening of a mobile phone. The Plaintiff, who was the husband, opened a bank account in the name of the Plaintiff using the Plaintiff’s resident registration certificate, family relation certificate, and personal seal affixed to the Plaintiff.
C. On November 10, 2015, without the Plaintiff’s consent or delegation, the person under whose name the Plaintiff had access to the Defendant’s website, and without obtaining the Plaintiff’s consent or delegation, entered the Plaintiff’s name, resident registration number, and mobile phone number (C) in the Plaintiff’s mobile phone number in the name of the Plaintiff, and then made a self-certification in the customer name column of the loan application, and then entered the “A”, “E”, “E”, “E”, and “H”, “H”, and “H”, into the workplace name column, and “H” in the workplace name column, and “H” were applied for loans. On the same day, Hyundai Capital Co., Ltd. deposited KRW 29 million in the account of the Plaintiff’s Nonghyup Bank in the name of the Plaintiff.
B, using a passbook and a seal imprint, the money deposited as above was withdrawn in cash and divided into a name-free person. D.
B was prosecuted on the facts constituting an offense, such as in collusion with a person who was unaware of his name and exercised the recording of the Plaintiff’s prior personal records (Cheongju District Court Decision 2016Ma437), and was convicted on December 22, 2016.