1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On September 11, 2014, the Plaintiff reported a marriage with B, but divorced on March 23, 2016.

B. On October 2015, B heard the purport that “A loan may be granted in the name of south: Provided, That a husband’s resident registration certificate and seal is necessary, and a passbook under the husband’s name is required.” At the time, B, the husband, who was the husband, opened an account in the name of the Plaintiff (Account No. D) with his/her resident registration certificate and seal affixed to change his/her resident registration certificate and personal seal affixed to the opening of a mobile phone. The Plaintiff, who was the husband, opened a bank account in the name of the Plaintiff using the Plaintiff’s resident registration certificate, family relation certificate, and personal seal affixed to the Plaintiff.

C. After that, around November 2015, B told B to the effect that “the ID and password of an authorized certificate in the south of the Republic of Korea is identified,” and around that time, B obtained an authorized certificate from the Plaintiff to the effect that “the Plaintiff is seeking to buy an insurance under the name of the party.” In order to buy an insurance, an authorized certificate is required. The Plaintiff appears to refer to “the Internet banking ID and password of a bank that issued an authorized certificate” (the password appears to refer to “the Internet banking ID of a bank that issued an authorized certificate.” The password is also the same)”, password, and the Internet banking security card’s front photograph, and delivered it to the bearer of the name.

The person who was unaware of name was issued an authorized certificate in the name of the plaintiff using the aforementioned information.

On or around December 9, 2015, a person under whose name the Defendant had access to the Defendant’s website without the Plaintiff’s consent or delegation, and then entered “A”, “E”, “E”, and “12.5 million won in the loan column,” etc. in the name of the Plaintiff as the Plaintiff’s application was filed, and then, the person under whose name the Plaintiff had access to the Defendant’s website using the authorized certificate, etc. under the Plaintiff’s name.