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(영문) 수원지방법원여주지원 2019.09.11 2016가합5961
채무부존재확인
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. The Plaintiff’s conclusion of the insurance contract and relevant content 1) The Plaintiff is the deceased B (hereinafter “the deceased”).

B) As indicated in the attached Form No. 1 insurance contract with the deceased, the insured is the E contract between February 2, 2007 and February 2, 2066, with the insurance coverage amount of KRW 100,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000

(2) The insurance period and ② From September 1, 2008 to September 1, 2065, the F Contract consisting of the purchase amount of insurance for general disability after injury (hereinafter “instant 2 insurance contract”) of KRW 100 million. The total insurance contracts of the instant 1 and 2 are “each of the instant insurance contracts”.

2) The general terms and conditions of each of the instant insurance contracts provide for general ex post facto disability insurance proceeds and obstacles as follows:

Article 13 (Compensation for Damages) of the General Terms and Conditions Article 15 of the General Terms and Conditions Article 15 of the Section 2 Insurance Contract (Compensation for Damages) In the event that the insured sustains bodily injury (excluding physical assistance equipment, such as acceptance, intention, agenda, and doctor's duty) due to a sudden and incidental accident (hereinafter referred to as "accident") during the insurance period, the company shall compensate for the damage resulting from the injury (hereinafter referred to as "damage") in accordance with Chapter 1 and the Terms and Conditions.

Article 16 (Insurance Money for Severe Disability) The Insurance Contract of this case (Insurance Money) is stipulated in Article 18 of the General Terms and Conditions in Article 18 of the General Terms and Conditions. The Insurance Contract of this case is a loss (Article 13 and Article 15 of the Insurance Contract) which the insured suffered from an injury during the insurance period, and the company has lost part of the body within two years from the date of the accident, or has lost its function permanently (hereinafter referred to as "aftermath disability") as a result of which the payment rate prescribed in the Disability Classification Table is less than 80%.

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