1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Facts of recognition;

A. 1) The Plaintiff signed an insurance contract on March 14, 2008 (hereinafter “the deceased”).

) The insured and the insured are “the deceased” with the insurance period as “from March 14, 2008 to March 14, 2039.” The insurance period as “10 million won at the time of general injury, death, or disability after death (i.e., death or disability with at least 80% due to general injury, or with at least 80% of the subscription amount, and 3-79% of the subscription amount in the event of disability with less than 80% of the subscription amount), and (ii) at the maturity of five years, the general injury after disability (the subscription amount in the event of the general injury with at least 80%, the subscription amount in the event of the after disability with less than 80% of the subscription amount, and 3-79% of the subscription amount in the event of the after disability with less than 80% of the subscription amount)” but as an insurance policy (hereinafter “insurance”).

(2) The relevant provisions of the instant general terms and conditions (hereinafter “instant general terms and conditions”) are as follows.

Article 14 (Compensation for Damages) ① When the insured has suffered bodily injury (excluding physical assistance equipment, such as clothing, artificial arms, bills, and clothing; hereinafter the same shall apply) due to a sudden and incidental accident (hereinafter referred to as “accident”) during the insurance period, the company is bound to compensate for the damage resulting from the injury (hereinafter referred to as “damage”) in accordance with Chapter 1 (General Provisions of the General Terms and Conditions) and Chapter 2 (Physical Related General Terms and Conditions).

Article 16 (Death Insurance Money) ① In case the insured has suffered injury due to an accident prescribed in Article 14 (Compensation for Loss) and has died within two years from the date of the accident as a direct result, 'Death Insurance Money' below the total amount of insurance coverage.

(1) An insured amount of advanced disability benefit shall be paid to the beneficiary with the death benefit. Article 17 (Insurance Money for Old Disability): The company shall either lose its body part within two years from the date of the accident as a direct result after the insured was cured due to an accident set forth in Article 14 (Compensation for Loss).