A defendant shall be punished by imprisonment for four months.

Punishment of the crime

[Criminal history] On February 1, 2017, the Defendant was sentenced to two years of imprisonment for fraud in the Incheon District Court’s Vice-Support, and the above judgment became final and conclusive on April 14, 2017.

[2] The Defendant: (a) was so-called “credit card lending business operator” who illegally uses a credit card to obtain profits from the illegal use of the credit card; (b) first, made cash payments to a person in need of money by using a credit card in sequential order; (c) made an additional payment of the credit card amount with no intent or ability to pay the credit card at a certain time; and (d) made an overdue payment of the credit card amount; and (b) made an advance payment of the credit card amount with a credit card amount already used, the so-called “Cancellation of Prior Payment” Act (in the event a credit card member makes a prior payment to a bank that issued the credit card, the credit card may be used again within the monthly amount used for the existing individual credit card; and even if the prior payment is revoked, the amount used may be used again within the limit of the amount used by the prior payment with no intent or ability to pay, and then, committed the following crimes with the intent to immediately cancel the above prior payment and use the credit card amount by using the same day).

The Defendant, in collusion with B on August 18, 201, without the intent or ability to pay the installments arising from the time the prior payment was cancelled, and without the intention or ability to pay the installments, with two credit cards (credit card No. C, and D) of the card issued in the name of B around June 18, 2012, deposited KRW 10,006,067 with the card payment around June 18, 2012, and received the credit card limit restoration, and immediately after purchasing goods and services of KRW 9,925,150 using the above credit card, revoked the said advance payment, etc. from May 25, 201 to July 3, 2012, as indicated in the attached list of crimes.