A defendant shall be punished by imprisonment for two years.

Punishment of the crime

The Defendant: (a) as the so-called “credit card lending business operator” who illegally uses a credit card to obtain profits from the illegal use of the credit card; (b) first, made a person in need of money to receive several credit cards in sequential order; (c) made an additional payment of the credit card amount by normal settlement; (d) made an additional payment of the credit card amount without his intention or ability to make payment; and (e) made an additional payment of the credit card amount by paying the credit card amount by the credit card; and (b) made a payment of the amount in advance using the credit card amount, the Defendant committed the following crimes with intent to use the credit card again within the limit of the monthly use of the existing individual credit card when a member makes a prior payment to the bank that issued the credit card; and (e) made a prior payment by paying money to the credit card company within the limit of the amount used by the credit card amount without intention or ability to make a prior payment by using the credit card amount restored to the original condition on the following day.

1. Crimes against a victim's lot card;

A. On January 1, 2012, the Defendant, without the intent or ability to pay the installments arising from the time when the advance payment was cancelled, obtained pecuniary benefits equivalent to that amount by failing to pay a credit card amount of KRW 13,050,80 in excess of the remaining installment amount of KRW 78,300,000, out of the amount of 940,000 paid by credit card of the victim’s cards issued in the name of C around January 12, 2011, as stated in the separate crime list (sing card) Nos. 1 to 18,00, as shown in the separate crime list (sing card).

B. On January 5, 2012, the Defendant conspired with C and E, and on January 5, 201, against the victim company 12,501.