1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Basic Facts

The following facts are not disputed between the parties, or may be recognized by comprehensively taking into account the respective descriptions of Gap evidence 1 through 7, Eul evidence 6, Eul evidence 1, 3, 8, Eul evidence 2 and 4 (including each number, if any), Eul evidence 2 and 4 (including each number, if any), the testimony and the whole purport of pleadings by the witness B:

On May 21, 2009, the Plaintiff entered into an insurance contract with Defendant Hyundai Marine Fire Insurance Co., Ltd., with the name-free dividends for goods, the comprehensive insurance for the name of the goods, the insured C (the Plaintiff’s spouse; hereinafter “the deceased”), the beneficiary’s statutory heir of the death insurance money, and the injury death insurance amount of KRW 50 million.

On October 13, 2010, the Plaintiff concluded an insurance contract with Defendant Matz and Marine Insurance Co., Ltd. with the name-free dividends insurance, the life-free dividends insurance, the Deceased, the beneficiary of death insurance, the legal heir of the beneficiary, and the injury death insurance amount of KRW 50 million.

On September 30, 2011, the Plaintiff entered into an insurance contract with Defendant Eastern Fire Marine Insurance Co., Ltd., with the name of the goods, proflaf insurance, the deceased, the beneficiary of death insurance, legal heir of the beneficiary, and the injury death insurance amount of KRW 100 million.

(2) The Plaintiff did not obtain the written consent of the deceased, the insured, in the course of entering into each of the instant insurance contracts (hereinafter “each of the instant insurance contracts”).

보험사고의 발생 망인은 2012. 6. 10. 16:25경 인천 부평구 삼산동에 위치한 삼산경찰서의 보호유치장에 마약약물 복용 환각상태 의심자로 입감 중 같은 날 20:45경 유치장 안의 화장실 문에 이마를 찧는 자해를 시도하였고, 피가 흘러 구급차로 병원에 후송되던 중 갑자기 경찰관을 밀치고 문을 열고 뛰어 내려 노상에 떨어져 인천 부평구 부평동에 위치한 세림병원 중환자실에서 2012. 6. 11. 08:55경...