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(영문) 창원지방법원마산지원 2017.04.19 2016가합100744
보험금
Text

1. The plaintiffs' respective claims against the defendants are dismissed in entirety.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. The parties concerned Plaintiff C is the wife of the network D (hereinafter “the network”). Plaintiff A and B are the children of Plaintiff C and the Deceased, and the Defendants are the insurers who concluded an insurance contract with Plaintiff C or the Deceased.

B. The Plaintiff C entered into each of the instant insurance contracts on December 18, 2012 (hereinafter “Defendant Samsung Fire”).

(1) The following terms and conditions of the insurance contract (hereinafter “Article 1 insurance contract”) are as follows:

The name of the product was concluded. The name of the product: The non-dividend Samsung Fire Integration Flus (1206): the deceased - the beneficiary at the time of death: the statutory heir - the insurance period: from December 18, 2012 to December 18, 2067: - The coverage amount: / [basic] the coverage amount of the death of the injured family / [special agreement] KRW 80,000,000 [10,000] the coverage amount of the death of the injured family / [special agreement] the coverage amount of KRW 10,000 [1] the daily average hospitalization for the injured family / [1] the insured amount of KRW 50,000 [special agreement] the coverage amount of the actual hospitalization for the injured patient / the deceased, while the Deceased concluded the insurance contract with the Defendant Damage Insurance Co., Ltd. (hereinafter “Defendant 2”) on July 11, 2014 (hereinafter referred to as “Defendant Damage Insurance Co., Ltd.”).

The name of the good: The name of the good: the Korea-Japan Comprehensive Insurance Policy 1404 - the policyholder and the insured: the beneficiary at the time of the death of the deceased - the insured period of the Plaintiff C: From July 11, 2014 to July 11, 2067: The coverage amount: 50,000,000 general injury death guarantee amounting to KRW 50,000,000 (per day) the guarantee amount of actual hospitalization expenses for the patients injured by general injury.

C. (1) On November 16, 2015, the Deceased’s death accident occurred. During the course of being administered by the 206th floor of the Felel in Changwon-si E on November 16, 2015, the deceased fell from the window in the above heading room to the Samsung Changwon Hospital, and was sent back to the Samsung Changwon Hospital. While being hospitalized at the above hospital, on November 21, 2015, the deceased died to the burgical puls pule, which was administered by the deceased, around 13:08, 2015. (2) At the time of being hospitalized at the above hospital, the Furmo 206, where the deceased died to the burgosis 206, was fixed with one doctor and one

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