1. The plaintiff's claim is dismissed.

2. The costs of the lawsuit, including costs incurred by participation, are all assessed against the Plaintiff.

1. Basic facts

A. The network D (hereinafter “the network”) concluded two insurance contracts with the Defendant as follows (hereinafter “each of the instant insurance contracts”).

1) In the new era of health insurance for non-distribution and fire-free (1004.2) (hereinafter “first insurance”).

A) A policyholder or the insured: The insured’s insurance period of the deceased’s death benefit: From July 25, 2010 to July 25, 2062: (52) the subscription date: 124,800 won for the insurance premium on July 25, 2010: (120,000 won for monthly payment: Basic / [basic / [special agreement] the death of 10,000 won for the deceased [50,00 won for the death of 80 years of age)] Non-dividend, fire driving insurance, or partner (130,700 won for the deceased’s death: hereinafter “2 insurance premium”): The insured’s death benefit period of the deceased’s death: From August 23, 2013 to July 25, 200: The insured’s death benefit amount of the deceased’s KRW 130,000; 130,000 won for the death of 130:00 won for the changed of the insurance premium from August 230: /130: /1300

B. On September 29, 2016, the Deceased died of an accident that was caused by the fore-board vehicle driven by a workplace club fee, and that was caused by the fore-board shock.

[Reasons for Recognition] Facts without dispute, Gap evidence 1 to 6, Eul evidence 2-1 to 3-1, the purport of the whole pleadings

2. On October 2014, the Plaintiff’s claimant changed the beneficiary of the death benefit of each of the instant insurance contracts into the Plaintiff. As such, the Defendant should pay the Plaintiff the death benefit of KRW 110,000,000 based on each of the instant insurance contracts (i.e., the death benefit of KRW 10,000,000 based on the death benefit of KRW 50,000,000, respectively).

3. According to the evidence Nos. 2 and 3-2 of A’s evidence Nos. 2 and 3-2 of each of the instant insurance contracts, each of the instant claims for approval of each of the instant insurance contracts to change the beneficiary of the death insurance proceeds of each of the instant insurance contracts to the Plaintiff on October 20, 2014 and October 21 of the same year, respectively.