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1.(a)
Defendant A Co., Ltd. shall pay KRW 100,000 to each of the plaintiffs listed in the separate sheet in attached Table 1 and each of them on March 2014.
Reasons
Under the underlying facts, Defendant A, B, and C are companies engaged in businesses such as credit cards, pre-paid cards, debit cards, issuance, sale, and management, and Nonparty D Co., Ltd. (hereinafter “D”) are companies incorporated by financial institutions through joint investment, and engaged in businesses such as credit inquiry and credit investigation under the Credit Information Use and Protection Act (hereinafter “Credit Information Act”).
Attached Form
Plaintiff
The plaintiffs listed in the list are those who have used or used credit cards, etc. after concluding a contract for use and financial transactions with Defendant A, B, and C.
The concept of the card accident analysis system and the introduction card accident analysis system ("FDS") are introduced by all domestic card companies as a system to detect abnormal transactions or fraudulent use due to the theft, loss, and forgery of credit cards.
According to the FDS, a large amount of card use information and customer information based on the past accident transactions created an analysis model in accordance with statistical techniques, based on this, and based on the results, the card company will refuse to approve the card if it is discovered for any abnormal transaction due to an accident pattern analyzed at the time of using the credit card.
Defendant A entered into a FDS development service contract and made a purchase contract with Defendant A on January 30, 2013, when it introduced FDS for the first time in around 2008, and the need of the d d d d d d d d d d d d d d d d d d.
The development personnel of D, including E, who are the general managers of projects, engaged in the development of FD from February 2013 to August 2013. Among them, ① from February 2013 to March 2013, Defendant G head office located in Jongno-gu Seoul, Jongno-gu, Seoul, and ② from March 1, 2013 to August 2013 in Gangseo-gu, Seoul.