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Defendant
A shall be punished by fine for negligence of KRW 2,000,00, and by fine of KRW 6,000,000, respectively.
The Defendants respectively.
Reasons
Punishment of the crime
Defendant C, from September 2016 to September 2016, 2016, operated a lending brokerage company that mainly deals with loan loans under the trade name of “E” on the building D and the second floor of Dobong-gu Seoul Metropolitan Government. Defendant B operated a lending brokerage company that mainly deals with loan loans on the fourth floor of the government city from January 2018 to July 2018. Defendant A is a person who mainly deals with loan loans under the trade name of “G” on the fourth floor of the government city from January 2018, and Defendant A is a person who provides loan counseling to customers by telephone, and H is an employee of the above E.
After the Defendants and H came to know that the victim I, who was a customer of G, was to receive a loan of KRW 133 million in exchange for the existing loan, the Defendants and H conspired to acquire money under the pretext of the necessity of the deposit in order to obtain the loan.
Defendant
B On November 2017, 2017, at the above G Office: “The J received a substitute loan from the victim’s apartment as security, and repaid the existing credit loan amount of KRW 12 million and the K Bank and LB loan amount of KRW 12 million. The deposit is necessary. The deposit is required to be paid KRW 20 million. The deposit is not being promptly refunded and is ordered to consult the Defendant A as above.”
Defendant
A, from the first time on November 2017, the first time on the G office, “A” refers to a false statement to the same effect as the victim’s phone, and Defendant C sent the victim a team member as the victim was the head of the team in the French area around November 16, 2017, “the victim was the victim by telephone,” and the victim instructed H to receive the victim’s deposit after talking about KRW 20 million.
However, in fact, the Financial Services Commission prohibits lending brokerage companies from receiving money from customers under the pretext of deposits related to loans and expenses related to guarantee insurance, and it does not require deposits from victims in order to receive a loan.