A defendant shall be punished by imprisonment for four years.

Punishment of the crime

In order to obtain a low interest rate loan from those who wish to obtain a low interest rate loan with C, D, and E, the defendant would first obtain a high interest rate loan and use the funds received by the victims for the repayment of the loan.

It would be possible to get a loan to a person who wants to borrow a street or a person who wants to borrow by misrepresenting himself/herself with a bank staff and allowing him/her to borrow a loan with a "year galsium" that he/she has collected by the government policy.

The purpose of this study is to suggest that it is advantageous to obtain a loan with a low interest rate loan instead of repaying the loan due to a high interest rate loan because it is impossible to obtain a loan due to a telephone again after diving, and it is possible to obtain a loan with a low interest rate loan. In order to obtain a high interest rate loan by deceiving the victims as necessary, and after receiving a certified public certificate certificate from the victims in advance, a copy of the passbook, etc., and after receiving a loan from a loan company after receiving a re-issuance, the victims receive a loan from the loan company by using the re-issuance of a certified public certificate, and then the victims receive the loan from the loan company, the victims shall obtain the loan from the re-issuance of the re-issuance of the certificate by means of the re-issuance to the account managed by the Defendant C, D, and E (hereinafter referred to as “Defendant, etc.”).

1. In accordance with the above conspiracys by fraud, E or D assumes a false representation of IBK FinancialF on January 14, 2013, and calls from the victim G to make a loan to the designated account, and “for a loan, deposits KRW 500,000,000 to the designated account when the deposit is required.”

“.....”

However, the defendant et al. had no intention or ability to get a loan even if he/she received money from the injured party as a deposit.

Nevertheless, on January 30, 2013, the defendant et al. received five million won as a loan deposit from the injured party to the Saemaul Treasury account in the name of H on January 30, 2013, from that time.