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(영문) 서울북부지방법원 2016.05.20 2015나7976
보험금
Text

1. Of the judgment of the court of first instance, the part against the defendant ordering payment in excess of the following part ordering payment.

Reasons

1. Facts of premise;

A. On March 31, 1994, the Plaintiff entered into a married couple Love Insurance Contract (hereinafter “instant insurance”) with the Defendant on March 31, 1994, with the content of medical treatment, death insurance, travel funds, etc., and paid the premium in full, as of March 31, 2014.

Article 3-2 (Effect of Insurance Guidance, etc. manufactured by Company) of the Insurance Terms and Conditions 20 years (30 years of age) (hereinafter referred to as the "Recruitment, etc.") of the Company (including the Company, the Office of Business, the Office of Business, and the Agency) used in the course of soliciting, if the content of the insurance guidance (including all guidance data, such as documents, pictures, drawings, etc.) of the Company (including the Company, the Office of Business, the Office of Business, and the Agency) used in the course of soliciting, is different from the content of the terms and conditions, the contract is concluded in favor of the contractor.

Article 7 (Grounds for Payment of Insurance Money) (1) If a cause falling under any of the following subparagraphs occurs to the insured, the Company shall pay the insurance money agreed upon to the beneficiary (see attached Table 1 “the Standard Table for Payment of Insurance Money”):

2. If the principal insured and the principal insured live on the date applicable to a contract every two years from the date immediately preceding the maturity of the contract: The married travel fund (1) in the case of paragraph (1) 2, if the payment for the corresponding year has not been received, the interest calculated by adding the interest rate of a fixed deposit for the corresponding period to the interest calculated by the annual welfare unit for the corresponding amount shall be added, and the principal and interest for the corresponding amount may be delivered at the expiration of

Article 8 (Payment of Dividends) (1) A company shall deposit an amount calculated by a business method with interest rate guarantee.

Attached Table

1. The actual payment rate table of insurance money (based on a contract purchase price of KRW 10,00,000): 60,000 for couple travel funds, 15-year maturity: 450,000 won, and 20-year maturity: 350,000 won every two years; and

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