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(영문) 부산지방법원 동부지원 2018.04.26 2016가단212205
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by each person;

Reasons

1. Basic facts

A. On April 19, 1993, the Plaintiff entered into a new life cancer insurance contract with the Defendant and the principal insured, with the maturity of April 19, 2013, and KRW 10 million,000,000,000,000,000 for the purchase price of the principal contract (hereinafter “instant insurance”). The relevant provisions of the terms and conditions are as follows:

· Article 8 (Grounds for Payment of Insurance Money) ① The Company shall pay the insurance money agreed upon to the beneficiary when any of the following events occurs to the principal insured or the insured insured as defined in Article 2:

5. Where the principal insured or the insured, during the insurance period, has confirmed the first diagnosis of cancer after the date of commencing the responsibility prescribed in Article 4, and has been hospitalized for at least four consecutive days for the purpose of directly treating the cancer (if the company recognizes it, it shall continue to be hospitalized if it is admitted by transferring the hospital): The term "in this contract," the term "in the case of this contract," means the payment of cancer officer's benefits to the number of days of hospitalization exceeding three days, or the term "in the case of this contract," the term "in accordance with the definition and place of hospitalization" means the case where it is deemed necessary by a person qualified as a doctor or a dentist of a hospital in the Republic of Korea (hereinafter referred to as "doctor"), and it is difficult to treat at his own home, and it is difficult to treat the patient at a hospital prescribed in Article 3 (2)

b. attached Table 1 when the insured of cancer hospitalization allowances, the payment ground for classification of insurance money, has become final and conclusive after the date of commencing the responsibility prescribed in Article 4, and he/she has been hospitalized for at least four consecutive days for the direct purpose of treatment of such cancer (where the company recognizes it by relocating a hospital, he/she shall be deemed hospitalized continuously, and where the company recognizes it, he/she shall be deemed hospitalized continuously) (in cases of being hospitalized for more than three days per day: An

B. The Plaintiff on July 2, 2012.

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