1. The insurance contract shall be based on each insurance contract described in paragraph 1 of the attached list with respect to the insurance accident described in paragraph 2 of the attached list.

1. Facts of recognition;

A. On August 3, 2007, the Plaintiff, a company running the insurance business, as the insured between Defendant B and Defendant B, as the spouse of Defendant B, as the insured.

A. The written insurance, hereinafter “instant No. 1 insurance”).

on July 31, 2007, E Insurance (attached Form 1)

B. The written insurance, hereinafter “instant No. 2 insurance”).

on October 9, 2006, F Insurance of Covered Special Terms and Conditions for Child Care Expenses (attached Form 1)

C. The written insurance, hereinafter “instant Type 3 insurance”).

B) Each of the instant insurance contracts was concluded. B. The terms and conditions of each of the instant insurance contracts (hereinafter “instant terms and conditions”).

)은 다음과 같다. ◇ 이 사건 제1, 2보험의 보통약관 제13조(보상하는 손해) ① 회사는 피보험자가 보험기간 중에 급격하고도 우연한 외래의 사고(이하 ‘사고’라 합니다

(i)In the event that the insured has suffered bodily injury (excluding physical assistance equipment, such as clothes, artificial arms, bills, and saves), the loss resulting from such injury shall be compensated for in accordance with Chapter 1 (General Provisions) and the terms and conditions of this Agreement. (Death Insurance) ① In the event that the insured has suffered bodily injury due to an accident set forth in Article 13 (Compensation for Loss) during the insurance period after the date on which the insured falls under the age of 15 and died directly as a result of the accident within two years from the date of the accident, the company will pay the amount of the insurance coverage stated in the insurance policy to the beneficiary as the death insurance proceeds.

(2) If an airplane or a ship on which the insured was on board is in distress or missing and the death of the insured is entered in the family register in accordance with the report of the death of the insured government agency after a government agency recognizes the death of the insured, the insured shall be deemed dead at the time of the accident.

However, if the existence of the insured is confirmed after paying the death insurance money, the insurance money paid shall be recovered.

◇ 이 사건 제3보험의 보통약관...