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(영문) 서울중앙지방법원 2019.06.07 2018가단5152919
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. Around November 2, 2007, the father D of the deceased C (hereinafter “the deceased”) concluded E insurance between the Defendant and the deceased as the insured and the statutory inheritor as the beneficiary of death.

(hereinafter “instant insurance contract”). (b)

Article 1 (Compensation for Loss) of the General Terms and Conditions of Insurance for Injury after Death of this case provides that "In the event the insured suffers bodily injury (excluding physical assistance equipment, such as doubt, doubt, bill, and rule; hereinafter the same shall apply) due to an accident as provided for in Article 14 (Compensation for Loss) of the General Terms and Conditions of Insurance during the insurance period stated in the insurance policy (Insurance Policy) of this Special Terms and Conditions, the company shall compensate for the loss caused by the injury in accordance with this Special Terms and Conditions." Article 5 (Insurance Money for Death) (1) of the Special Terms and Conditions provides that "The company shall directly compensate the insured for the injury within two years after the date of the occurrence of the accident as a result of the accident as provided for in Article 14 (Compensation for Loss) of the General Terms and Conditions of Insurance after the date of the occurrence of the accident, and Article 14 (Compensation for Loss) of the General Terms and Conditions of this case provides that "I shall pay the beneficiary the amount of the insurance policy stated in the Insurance Policy of this case as the insurance policy."

C. Meanwhile, Article 15(1) of the General Terms and Conditions of the instant insurance contract (damage not compensated) provides that “The Company shall not compensate for any damage arising from the following causes:

1. The intention of the insured;

4. The insured's self-harm, suicide, attempted suicide, and criminal law.

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