1. According to the expansion of the purport of the claim by this court, the judgment of the first instance is modified as follows.

The defendant is against the plaintiff.

1. Basic facts

A. The Plaintiff is an insurer who entered into an automobile insurance contract for business use (hereinafter “instant insurance contract”) with respect to D-A-Wurged Vehicles (hereinafter “Plaintiff-Wurged Vehicles”) with the registered insured as C between the Plaintiff Company C (hereinafter “C”).

B. On September 1, 2018, E leased the Plaintiff’s vehicle from C (hereinafter “instant lease”), and Article 2 of the instant lease agreement states, “I cannot receive insurance benefits in the event of an accident during drinking, non-license, or third party driving.”

C. On September 1, 2018, the Defendant driving the Plaintiff’s vehicle under the influence of alcohol level of 0.149% without a car driving license at around 22:20 on September 1, 2018, and proceeding on the side of the road adjacent to the Ulsan-gu public apartment parking lot at the vicinity of the rooftop parking lot at the seat of the rooftop-distance.

In other words, due to the negligence of moving back to the slope of the rooftop parking lot after changing the course to the direction of the F hotel, and moving back to the intersection in the direction of the F hotel again, the victim G driver's HG driver's HG-low taxi driver's vehicle driving on the right-hand side of the F hotel as a normal internship on the line to the end of the F hotel.

As a result, the above taxi driver G, passenger I, and J were injured and damaged to repair approximately KRW 2,091,615.

(hereinafter “instant accident”). Meanwhile, the Defendant was sentenced to imprisonment with prison labor for not less than one year and six months on account of the above criminal facts.

(Y) On October 26, 2018, U.S. District Court Decision 2018Da3928). (The amount paid on the date of payment (unit: 16:531,174,950 KK on November 16, 2019, the details of payment at the source of payment are as follows: 12:09,630 L hospital treatment expenses on October 26, 2018; 12:00 on October 26, 2018; 10:538,00 G hospital treatment expenses on November 13, 2018; 16:531,174, 950 KK Mutual Aid Association reimbursement on November 16, 2019; 200 KK Mutual Aid Association reimbursement on October 29, 2012; 308.