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(영문) 부산지방법원 2020.02.20 2019가합46196
보험금
Text

1. The plaintiffs' respective claims against the defendants are dismissed in entirety.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. G (the deceased on June 15, 2017, hereinafter “the deceased”) concluded each insurance contract (hereinafter “instant insurance contract”) between Defendant D Co., Ltd. (hereinafter “Defendant D”), Defendant E Co., Ltd. (hereinafter “Defendant E”), and Defendant F Co., Ltd. (hereinafter “Defendant F”), with the insured as the deceased, designating the beneficiary of the death insurance as the legal heir, as the beneficiary of each insurance contract as indicated below (hereinafter “each insurance contract” in accordance with the sequence as listed below, and collectively named “each insurance contract of this case”).

D D 1,000,000 Won 2D 1,000 on June 9, 2003, death insurance proceeds as security under the name of the Defendant’s product, which was the date of the accident on January 2, 2004, and KRW 50,000,000 on May 27, 2010 J 3 EJ 4 E-K 2, 2012, death of KRW 10,000 on May 23, 2012, death of KRW 50,000 on May 23, 2012, death of KRW 10,000 on September 30, 197, and insurance premiums already paid.

B. Of the terms and conditions of each of the instant insurance contracts, the parts relating to the instant case are as shown in the attached Form.

C. On June 15, 2017, around 05:00, the Deceased died of a private person presumed to be a quality test (hereinafter “instant accident”) by combining the humd in the inner Ma and N h’s fingers and h’s reduction in the opposite side.

As a legal inheritor of the deceased, there are plaintiffs A and C, who are the husband of the deceased, and their children.

[Ground of recognition] Unsatisfy, Gap evidence 1 through 5 (including branch numbers for those with additional numbers; hereinafter the same shall apply), Eul evidence 1 to 3, 5, Eul evidence 1, Eul evidence 1, Eul evidence 1 and 2, the purport of the whole pleadings

2. The parties' assertion

A. Since the plaintiffs died from the accident of this case and the insured events stipulated in each of the insurance contracts of this case occurred, defendant D and F are liable to pay each of the insurance proceeds for death of each accident to the plaintiffs who are the beneficiary of this case, and defendant E are liable to pay the insurance proceeds for death of injury.

In addition, the deceased's death can make a free decision due to mental disorder, etc.

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