1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

Purport of claim and appeal

The defendant.

1. Basic facts

A. The relationship between the parties 1) The network D (hereinafter “the network”).

A) On October 8, 1988, F and F were married to the Defendant’s Intervenor as his child. 2) The Deceased was separated from F on October 2010, and the Deceased was living together with the Plaintiff from October 2010, and entered into de facto marriage relationship with F on December 16, 2015.

B. On July 25, 2010, the Deceased filed an application for the conclusion of each of the instant insurance contracts and the change of beneficiary; 1) The Deceased, through the insurance solicitor E of the Defendant’s branch office, the Plaintiff’s female students, the Defendant, through the insurance solicitor E of the Defendant, for the following insurance policies (hereinafter “instant health insurance”).

A) A contract was concluded. A policyholder and the insured: D insurance period: From July 25, 2010 to July 25, 2062: 120,000 won (Guarantee 115,700 won accumulated in KRW 4,300): A beneficiary of non-legal heir insurance amount: A beneficiary of non-legal heir: Guarantee of Death of the Insured: / [basic] / [special agreement] 50,000 won for death (long with 80 years of age): D insurance premium on August 23, 2013 to August 23, 202: 110,000 won (Guarantee 7,030,000 won accumulated in KRW 10,000): A beneficiary of non-legal heir’s death insurance (long with 10,000 won): A beneficiary of non-legal heir’s death insurance (long with 30,000 won): A beneficiary of non-legal heir’s death insurance (long with 30,000,0300 beneficiary of death insurance).

3) On October 20, 2014, E received the instant health insurance from the Defendant after signing the Deceased’s signature on October 21, 2014 in the written request for approval for each change concerning the instant driving insurance, and the major details of the change are as follows. [The details of the instant health insurance change] once insurance premium: KRW 124,800 (Guarantee 120,500) (Guarantee 122,730 won) (Guarantee 122,730 won).