Defendant

A A Fines of 5,00,000 won, Defendant B of 7,000,000 won, and Defendant C of 8,000,000 won, respectively.

Punishment of the crime

1. Defendant C

(a) Any person who intends to engage in unregistered credit business or loan brokerage business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor, or Special Self-Governing Province Governor, having jurisdiction over each business

On November 21, 201, the Defendant did not register a credit business with the Daegu City Mayor, and operated unregistered credit business under the condition that he would receive a request from Nonparty D to grant a loan of KRW 3 million before the Seocho-gu Office in Seogu, Daegu-gu, Daegu-gu, would pay the loan to the said D and receive KRW 3 million each 323,000 on 13 occasions a month from D.

B. The Defendant is a non-registered credit service provider, and the interest rate applicable when an unregistered credit service provider lends a loan may not exceed 30/100 per annum.

On November 21, 201, the Defendant paid 3 million won to Nonparty D upon receiving a request from Nonparty D to receive a loan from Nonparty D before the Seogu Office of Seo-gu, Seo-gu, Daegu, Seoul, and paid 3,000 won to the said D, and made a loan at an annual interest rate of 62% on condition that D would be repaid 13,000 each month, and exceeded the limited interest rate.

2. Defendant A;

(a) Any person who intends to engage in unregistered credit business or loan brokerage business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor, or Special Self-Governing Province Governor, having jurisdiction over each business

The Defendant did not register a credit business with the Daegu City Mayor on January 2, 2012, and paid to Nonparty D a loan of KRW 10 million at the F Office located in Daegu-gu, Daegu-gu, upon receiving a request from Nonparty D to grant a loan of KRW 1,30,000,000 per month, under the condition that D would be paid KRW 1,300,000 per month. On February 2, 2012, the Defendant, upon receiving a request from Nonparty H to grant a loan of KRW 4,00,000 from the F Office located in Suwon-gu, Daegu-gu, Daegu-gu, under the condition that he would be paid KRW 5,28,00,000 for each month, on condition that he would be paid KRW 520,000 per month in advance interest and fee.