Defendant

A shall be punished by imprisonment with prison labor for eight months and by imprisonment for four months.

However, for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. A person who intends to engage in Defendant A credit business shall register with the competent administrative agency each office, and if an unregistered credit service provider lends a loan, the interest rate shall not exceed 30% per annum.

The Defendant, without registering a credit business, agreed to receive reimbursement of KRW 240,000 per day to E around August 23, 2013, around 2013, at the rate of 136.2% per annum exceeding the limited interest rate, by lending KRW 20,000 per day to E, and then receiving interest equivalent to the interest rate of KRW 136.2% per annum.

In addition, the Defendant received interest exceeding the limited interest rate while engaging in unregistered credit business over 27 times in total, as shown in the attached list 1 of crime sight.

2. A person who intends to engage in Defendant B’s credit business shall register with the competent authorities each office, and if an unregistered credit service provider lends a loan, the interest rate shall not exceed 30% per annum.

The Defendant, without registering a credit business, agreed to receive 30,000 won a day from around August 1, 2013 to F before the Incheon Southern-gu Office, Incheon Metropolitan City Office for 80 days each day and agreed to receive 2,00,000 won a loan, and operated unregistered credit business by means of receiving the principal and interest thereon, and received interest equivalent to 169.9% per annum exceeding the limited interest rate.

In addition, the Defendant received interest exceeding the limited interest rate while engaging in unregistered credit business over 11 times in total as shown in the attached list 2 of the crime sight table.

Summary of Evidence

1. Defendants’ respective legal statements

1. Prosecutorial suspect interrogation protocol against the Defendants

1. Each police statement made to G, H and F;

1. Seizure records;

1. Investigation reports, investigation reports, investigation reports (componating photographs of seized articles), and telephone conversations of witnesses;

1. Application of the Acts and subordinate statutes of photographic, loan list, and evidence photographic;

1. Defendants of the pertinent Article of criminal facts and the choice of punishment: the Defendants shall be covered by Article 19(1)1 and Article 3(1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users.