The defendant's appeal is dismissed.

1. The main point of the grounds for appeal is that the lower court’s punishment (three million won in penalty) is too unreasonable.

2. The fact that the crime appears to have been committed in order to raise living cost due to the brupt economic condition of the judgment, and that the violation of the crime is favorable to the defendant.

However, in full view of the following circumstances: (a) transfer of an access medium to electronic financial transactions not only undermine the reliability of the safety and performance of financial transactions, but also becomes the means of other crimes, such as the so-called Bosing, etc.; (b) the fact that some of the access media actually transferred by the Defendant has been abused for an offense; and (c) other various circumstances, such as the character, conduct, age, family relationship, motive and circumstance of the offense, means and consequence of the offense, etc., on which the lower court’s punishment is too unreasonable.

3. The appeal by the defendant is dismissed in accordance with Article 364(4) of the Criminal Procedure Act on the grounds that the appeal by the defendant is without merit. It is so decided as per Disposition.