The defendant's appeal is dismissed.

1. The main point of the grounds for appeal is that the lower court’s punishment (an amount of KRW 3 million) is too unreasonable.

2. In full view of the following circumstances: (a) the Defendant led to the confession of the instant crime and reflects his mistake; (b) the fact that the Defendant has no record of criminal punishment in the Republic of Korea is favorable to the Defendant; or (c) the transfer of the access media of electronic financial transactions is in need of strict punishment inasmuch as it can not be the means of other crimes, as well as undermining the credibility of the performance of financial transactions; (d) the actual use of the access media provided by the Defendant has been abused for the purpose of crime; and (e) the Defendant’s age, sex, conduct, intelligence and environment, motive, background, means, method, method, and consequence of the instant crime; and (e) other circumstances that are conditions for sentencing, such as the circumstances before and after the commission of the crime; and (e) the Defendant and the counsel’s allegation

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act on the grounds that the defendant's appeal is without merit. It is so decided as per Disposition.