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광주지방법원 목포지원 2017.01.12 2016가합11375

보험에 관한 소송

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On December 10, 2009, the Defendant entered into an insurance contract with the Plaintiff on December 10, 2009, with the content that the Defendant would receive hospitalization allowances from the Plaintiff when the insured was treated as a beneficiary of the insured and the outcoming insurance proceeds, and that the insured would receive hospitalization allowances from the Plaintiff (hereinafter “instant insurance contract”).

B. From August 3, 2012 to August 17, 2012, the Defendant asserted that the Plaintiff was hospitalized in the instant warden for 294 days from that time on 15 days from that time, as shown in the attached Table 2, from that time to April 25, 2016, as well as that the Plaintiff was hospitalized in the instant warden for 18 days from that time, but the period of hospitalization No. 2 No. 13 of the attached Table 2 was 5 days rather than 15 days.

The Plaintiff was hospitalized, and was paid KRW 13,480,000 according to the insurance contract of this case by the Plaintiff.

C. On the other hand, the insurance contract concluded between the insurance company including the plaintiff and the defendant before and after the conclusion of the instant insurance contract, and the insurance premium, injury-disease disease daily allowance, and insurance amount paid therefrom, etc. paid by the defendant as the insured are as listed below:

No. 1: The insurance contract details entered into with the Defendant as the insured No. Serial No. 153,020,30,000,0039,981,046 on December 10, 2009, 10 Samsung Life Insurance Co., Ltd., 1,71,000 on December 6, 2007, 2009, 153,020,0030,000 39,981,046 around December 10, 2009, 50,620,30,000 No. 50,30,000,000 on December 10, 209