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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. On October 25, 2007, B, who is the Defendant’s father, concluded an insurance contract indicated in attached Table 1 (hereinafter “instant insurance contract”) with the Plaintiff on October 25, 2007 between the Plaintiff and the Defendant as the beneficiary of the insured and the out-of-her death insurance, with the content that the insured would be paid for the daily amount of hospitalization from the Plaintiff
After May 27, 2015, the contract owner of the instant insurance contract was changed to the defendant.
B. From March 4, 2013 to April 5, 2013, the Defendant was hospitalized in C Hospital for 33 days on the ground that it had been hospitalized in the C Hospital from March 4, 2013, as shown in attached Table 2, from that time until April 14, 2016. The Defendant was hospitalized in six times as shown in attached Table 2, and was paid KRW 42,177,275 in accordance with the insurance contract of this case by the Plaintiff.
C. Meanwhile, the insurance contracts that the Defendant concluded with the insurance company including the Plaintiff before and after the conclusion of the instant insurance contract as the insured, and the insurance premiums, injury-disease daily allowances, and the details of the paid insurance money, etc. are as listed below:
5. Table: life insurance contract concluded with the defendant 2: 1: insurance premium of 0.1 monthly injury (won) per 20.33,860, 200, 2000 Samsung Fire 22.22.30, 1997, 06.30, 06.30, 06.6.30, 07, 196.30, 205, 196.4, 196.30, 197, 196.4, 207, 19.30, 207, 200, 200, 10, 100, 100, 610, 204, 305, 204, 305, 194, 205, 205, 204, 305, 194, 204, 2004, 2005,