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1. The Defendant: 21,428,571 won to the Plaintiff and 6% per annum from July 15, 2014 to July 28, 2015, and the next day.
Reasons
1. Basic facts
A. The Plaintiff’s status as the parties is the deceased B (hereinafter “the deceased”), and the Defendant is a company running non-life insurance business, etc. in accordance with the Insurance Business Act and relevant statutes.
B. The Plaintiff entered into an insurance contract with the Defendant with each of the following contents. In the event that the insured dies during the insurance period, the Plaintiff’s “Undividendd Down Life Insurance” as indicated in the table below (hereinafter “instant 1 insurance”) guarantees that according to the basic contract, KRW 30 million,000,000 in total, KRW 40,000 according to the special terms and conditions for additional security for the injury after death, and KRW 70,000,000 in total, KRW 50,000,000 and KRW 140,000,000 in non-dividendd Type 2 insurance (hereinafter “instant 2 insurance”) should be paid as insurance proceeds.
(1) The Plaintiff’s deceased on April 6, 2009 from April 6, 2009 to April 6, 206, 206, when the Plaintiff’s non-payment of the Plaintiff’s non-payment of dividends during the insurance period from July 7, 2011 to July 7, 2021, D Plaintiff’s non-payment of dividends for the deceased’s statutory heir deceased deceased on October 25, 2012 to October 25, 2027.
C. (1) The terms and conditions of the instant 1 insurance provide that “In the event an insured person suffers bodily injury due to a sudden and unexpected accident and dies directly as a result of such accident, the insured person shall be paid the insurance proceeds agreed upon to the beneficiary (see Articles 13 and 15).” Article 14(1) provides that “The insured person’s intentional act (No. 1), the insured person’s self-injury, suicide, attempted suicide, criminal act or violence under the Criminal Act (No. 4), the insured person’s mental disorder or mental illness (No. 6).”
(2) In the case of the instant 2 and 3 insurance, the body of the insured under the special terms and conditions for the guarantee of injury and death.