(영문) 서울중앙지방법원 2018.05.11 2016가단5143683

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(영문) 서울중앙지방법원 2018.05.11 2016가단5143683

보험금

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1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On March 17, 2009, the Plaintiff, the father of the deceased B (hereinafter “the deceased”), entered into an insurance contract with the Defendant with the following content (hereinafter “instant insurance contract”).

Main contents of an insurance policy - The name of the goods: The non-dividendd uniform shall be the insurance period - From March 17, 2009 to March 17, 2085: the deceased - the beneficiary of the insured: the plaintiff - the other beneficiary at the time of the death of the deceased - the insured amount of the purchase of the insurance policy: The basic contract shall be the amount of the purchase of the insurance policy at the time of the death of the deceased - the special terms and conditions for the additional disability after the death or injury of the deceased : the amount of the purchase of the insurance policy at the time of the death of the injury, which shall be KRW 50 million, in the ordinary terms and conditions for the payment of the insurance policy at the time of the injury (loss) to KRW 13 (Compensation for Damages).

Article 14 (Compensation for Non-Compensation) (1) The Company shall not pay compensation for any loss arising from the following causes:

1. In the event that the insured was injured by an accident as provided for in Article 13 during the insurance period after the date on which the insured’s death falls under the age of 15 and died as a result of the accident, the company will pay the insured amount stated in the insurance policy (insurance policy) to the beneficiary as the death insurance amount.

Article 1 (Compensation for Loss) (1) of the main contents of the General Terms and Conditions on Security for Injury, Death, Disability, Additional Cover (Compensation for Loss) ① If the insured sustains bodily injury due to a sudden and incidental accident during the insurance period of this Special Terms and Conditions set forth in the Insurance Policy (Insurance Policy), the company shall be bound to compensate for the loss arising from such injury in accordance with this Special Agreement.

Article 2 (Compensation for Non-Compensation) The damages not covered by this Special Agreement shall be Chapter II.

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