1. All appeals filed by the plaintiffs are dismissed.

2. The costs of appeal are assessed against the Plaintiffs.

The purport of the claim and appeal is the purport of the appeal.

1. Basic facts

A. The Plaintiff is the husband of the deceased D (hereinafter “the deceased”), and the Plaintiff B and C are the children of the deceased, and the Defendant is a company operating the Non-Life Insurance Act, etc. in accordance with the Insurance Business Act and relevant statutes.

B. 1) On October 10, 2008, the Deceased entered into the instant insurance contract with the Defendant as the Deceased, and the beneficiary of the insurance upon death as the legal inheritor, and the period from October 10, 2008 to October 10, 2039 (payment in 10 years, 80 years of age) (hereinafter “the instant insurance”). The Deceased entered into a non-distribution professional professional insurance (securities number E) agreement (hereinafter “the instant insurance”).

(2) The instant insurance is guaranteed to pay KRW 20 million as insurance proceeds in accordance with the basic contract (ordinary contract) where the insured dies due to an injury during the insurance period.

C. The contents of the insurance terms and conditions of this case stipulate that the insured shall be paid the amount of insurance coverage of the ordinary terms and conditions to the beneficiary when the insured suffered bodily injury due to a sudden and unexpected accident during the insurance period and died within two years from the date of the accident (see Articles 14 and 16), and that “the insured shall be intentionally (No. 1), the insured’s self-injury, suicide, attempted suicide, criminal acts under the Criminal Act, violence (No. 4), the insured’s mental disorder or mental illness (No. 6)” as damages not compensated under Article 15(1). D. The deceased’s occurrence of an accident is a d.e., the insured’s death, on October 20, 2014, without being on his/her own on the part of the sea in front of the Songdong-dong-si (hereinafter “instant accident”).

E. E. As the legal heir of the Deceased’s legal heir of the deceased, there are Plaintiff A, Plaintiff B, a spouse of the deceased, and Plaintiff B, a spouse of the deceased. [based on recognition] Evidence A, Nos. 1 through 5, and Nos. 1 and 2 (numbered numbered number; hereinafter the same shall apply)

each entry, the purport of the whole pleading

2. The parties' assertion

A. The plaintiffs' assertion.