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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. The relationship between the parties and the content of the insurance contract 1) The Plaintiff is Nonparty B (hereinafter “the deceased”).
B) As the Deceased as the insured, the Non-Distribution Down Health Insurance Contract (hereinafter referred to as “instant insurance contract”) as shown in Section 2, including the following terms and conditions:
A non-life insurance company which entered into an insurance policy (insurance policy) is a non-life insurance company. Article 14 (Compensation for Loss) ① Company shall have the insured described in the insurance policy (insurance policy) for a sudden and incidental accident (hereinafter “accident”) during the insurance period stated in the insurance policy (insurance Policy).
)I do not exclude physical assistive devices, such as artificial arms, legss, bills, and chairs;
hereinafter the same shall apply)
) If the person suffered an injury, I shall have suffered from that injury (hereinafter referred to as “damage”).
The terms and conditions shall be compensated for in accordance with this Section. ① The Company shall not compensate for any loss arising from the following causes. No. 7: The Insured’s pregnancy, childbirth (including king), miscarriage, surgery, and other medical treatment; however, in the event of injury borne by the Company, the Company shall be compensated for (hereinafter referred to as “instant exemption clause”).
3) Article 16(Death Insurance Money) of the Act provides that the insured shall pay the amount of insurance coverage stated in the Insurance Policy (Insurance Policy) to the beneficiary as the death insurance amount if the insured was killed within two years from the date of the accident as a result of an accident under Article 14(Compensation for Loss). [Special Terms and Conditions for the Death of a Disease] Article 3(Damages 1) of the Act provides that the insured shall pay the amount of insurance coverage specified in the Insurance Policy (Insurance Policy) of the Insurance Policy (Insurance Policy) of the Insurance Policy (Insurance Policy) of the Insurance Policy of the Insurance Policy of the Insurance Policy of the Insurance Policy of the Insurance Policy of the Insurance Policy of the Insurance Policy of the Insurance Policy of the Insurance Policy of the Insurance Company