1. The plaintiffs' claims against the defendants are all dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. F entered into each of the following insurance contracts with the Defendants (hereinafter “each of the instant insurance contracts”).

1) Insurance products: F beneficiary of non-distribution, low-health insurance or Type 2: In the event of hospitalization: F beneficiary of non-payment, - legal heir at the time of F death - (2) The type of insurance policies covered by Defendant Heungj Marine Insurance Co., Ltd.: F beneficiary of non-payment, dividend, premium payment: beneficiary of death insurance - legal heir's maturity (midway): F beneficiary of death insurance - beneficiary of legal heir's maturity (midway) beneficiary - the type of insurance policies covered by Defendant Mimz Marine Insurance Co., Ltd.: health insurance 1205 (Class 1 beneficiary of F death benefit: beneficiary of non-legal heir : F beneficiary of non-legal heir : F

B. Each of the instant insurance contracts includes the terms and conditions clause stipulating that a certain amount of insurance money shall be paid in the event the insured's diagnosis has become final and conclusive due to a sudden marble disorder (hereinafter "the terms and conditions clause of this case"). The said terms and conditions clause provides for the definition and diagnosis determination of a acute marry disorder as follows.

In the Korean Standard Industrial Disease Classification (Korean Standard Industrial Accident Classification)

1. A acute fluorial background certificate (Classification No. 121);

2. Cropic fluorial fluorial fluorial fluorial flusium I2);

3. The term "adverse flaption" means a specific flaption (Classification No. 123) by means of acute flaption;

The diagnosis and confirmation of acute marble symptoms shall be made by medical institutions prescribed by the Medical Service Act or medical institutions related to domestic and foreign medical services under Article 3 of the Medical Service Act, and by a person with a doctor's license (excluding dentists), and this diagnosis shall be based on the heart marry, heart marry, heart marry, ornamental marrycing, and heart marcing of blood, etc. along with the medical history.

However, if the insured (the insured) dies and cannot be based on the above method of inspection, it is a sudden fluence test.