1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

. Facts of recognition.

A. The network D (hereinafter “the network”) concluded a total of four insurance contracts (hereinafter “each of the instant insurance contracts”) with the Defendant as follows:

(1) (Undividend) Integrated InsuranceNEW flus (1404): E* Contract number: E* Insurance period from May 21, 2014 to May 21, 2061 * Policyholders: D* Insured: Legal heir * Basic Contract: 10,000 won death.* Special Agreement

a. 75 years of age: 60,000,000 won;

b. 70 years of age: 50,000,000 won;

c. 100 years of age: 30,000 won: 30,000 (2) new health insurance society (0910.1): Insurance period: F* from January 27, 2010 to January 27, 2061: D* Insured: Beneficiary * Basic Contract: G * KRW 10,000,000 in death, * KRW 10,000 in brain injury surgery expenses * 10,000 in 10,000 in 10,000 (3): 0,000,000 won in 130,000,000 (1305.1): 0,000,000 won in 15,000 (2): 0,000,000 won in 15,000,000 won in ** 0,000,000 won in 0,000 won in **

B. The grounds for payment of the insurance money and the grounds for not paying the insurance money under the terms and conditions of each of the instant insurance contracts are as follows.

(1) (Non-Distribution) Integrated InsuranceNEW Flus (1404) Company Article 3 (Grounds for Payment of Insurance Money) Company shall pay the insured the agreed insurance money to the beneficiary in any of the following cases:

1. If a person dies as a direct result of an injury during the insurance period (excluding death due to a disease), he/she shall pay the amount of insurance coverage stated in the insurance policy to the beneficiary as the death insurance amount;

Article 5. Insurance proceeds.