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1. The plaintiff's appeal is dismissed.
2. The costs of appeal shall be borne by the Plaintiff.
The purport of the claim and appeal is the purport of the appeal.
Reasons
1. Basic facts
A. On September 2012, the Defendant concluded an insurance contract with C and the beneficiary of the insurance money as the Plaintiff, and agreed to pay 20 million won for the examination of acute flavity.
(hereinafter “instant insurance contract”). (b)
Of the instant special terms and conditions that guarantee the diagnosis expenses for the acute fluority of the instant insurance contract (hereinafter “instant special terms and conditions”), the definitions and diagnosis confirmation of the acute fluorial fluorial fluorial fluories are as follows.
Article 1 (Types and Grounds for Payment of Insurance Money) If the insured stated in the insurance policy (insurance Policy) has been diagnosed and confirmed by a sudden franking certificate during the insurance period of the special terms and conditions for guaranteeing the costs of diagnosis for the severe franking certificate, the company shall pay the beneficiary (person receiving the insurance money) with the acute franking examination costs.
Article 3 (Definition and Confirmation of Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali]
(2) The diagnosis and confirmation of an acute marble examination shall be conducted by a hospital or a clinic as provided for in Article 3 (Medical Institutions) of the Medical Service Act or by a person with a medical doctor (excluding dentists)'s license of a medical institution recognized by the company as equivalent thereto, and this examination shall be conducted based on the heart marology, heart marry, heart marpathm, ornamental marcing and photographing surgery, and heart test of blood, etc. along with medical history.
However, if the insured (subject to insurance) dies and the diagnosis under the above is not possible, there shall be a documented record or evidence proving that the insured (subject to insurance) is being diagnosed or treated by an acute fluorial certificate.
Article 4 (Expenses for Diagnosis of Mali-Seculation) (1) The insured company shall be provided for in Article 1 during the period of insurance.