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(영문) 광주지방법원순천지원 2016.06.02 2015가단13342
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. (1) On May 25, 2004, the Plaintiff entered into an insurance contract with the Defendant, each of the beneficiaries, for the insured and the beneficiary at the time of injury (hereinafter “instant insurance contract”).

Article 18 [Definition of "Serious Diseases"] In this contract, "Serious Diseases" means "Serious Diseases", "Serious Aggravated Cropical Eropical Eropical Erophys", "Serious Arophysacys", "Serious Marophystys", "Serious Marophys", "Serious Maroptys", and "Serious chronic Diseases" as defined in attached Table 4 (Definition of Serious Diseases).

Definitions of “Serious Disease” in attached Table 4

III. The term "serious brain stroke" means a disease caused by a sudden blocking of the brain blood cycle due to a stroke, cerebral cerebral stroke, or cerebral stroke, and as a result, a permanent psychotropic loss (language disorder, physical activity, paralysis, etc.).

(2) The rapid blocking of brain blood circulation referred to in paragraph (1) shall be based on a typical pathology prepared by a doctor on medical records, and the permanent neological loss is not a subjective nephism but an objective neological disorder based on neological tests, and refers to a state in which disability classification table (see attached Table 3) Nos. 4 of the Disability Classification Table (see attached Table 3) should be lifelongized.

3. The diagnosis and confirmation of “serious brain stroke” shall be based on the fact that the unique opinion on “serious brain stroke” is newly presented at the time of occurrence of the occurrence of a permanent negoological deficit based on the brain electronic computer system shooting (Brain CTS), the nuclear self-defastic image (MRI), the cerebral strokeing method, the double-electronic emitting strokes, and the examination of brain strokes.

(4) Daily typhism dystrophism, dynamic dystrophism, etc. shall be excluded from guarantee.

In addition, the following cerebrovasculars and cerebrsculars are excluded from guarantees:

c. credit.

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