1. The defendant's statement of "legal retirement allowance" in the annexed retirement allowance calculation sheet to the plaintiffs and each of them.

1. Facts of recognition;

A. 1) The Defendant’s Act on the Use and Protection of Credit Information (hereinafter “Credit Information Act”)

A) Pursuant to the Financial Services Commission’s permission, a company primarily engages in debt collection and credit investigation business with the permission of the Financial Services Commission. The Plaintiffs are the instant consignment contract for debt collection between the Defendant and each other (hereinafter “instant consignment contract

(2) The main contents of the instant consignment contract were as follows, while taking charge of claims management and collection during each service period stated in the separate sheet for calculation of retirement allowances, and retired from office at the end of each service period.

(A) From February 2013, the name of “a contract for debt collection” has been changed to “a contract for debt collection,” and some contents have been amended, but the main contents are as follows). Article 1 (Scope of Entrustment) (1) (hereinafter “a claim collection agency” is referred to as “a party”; hereinafter the same shall apply) provides “A” (the Defendant is referred to as “Defendant”; hereinafter the same shall apply) with services accompanying the overall performance of debt collection.

(2) The scope of entrusted services under paragraph (1) shall be as follows:

1. Demand for repayment for recovery of claims (in writing, by telephone, visit, property investigation, demand for relevant documents, etc.);

2. Requesting the progress of legal procedures (claim preservation measures, compulsory execution, etc.);

3. Recommendations to redeem non-profit bonds and management of prescription for special bonds;

4. Computerly registering and managing all kinds of information acquired;

5. Other incidental matters related to subparagraphs 1 through 4, and Article 2 (Method of Implementing Entrusted Matters) of the same Act, shall be independently implemented from the standpoint of Gap.

Article 4 (Matters to be Observed by Contractors) shall comply with the following matters, as well as shall faithfully implement the entrusted matters in compliance with the performance of the duties of Gap:

1. The disclosure or leakage of any information acquired in connection with the consignment shall not be nor shall the disclosure be in violation of any relevant law.

2. In no case entrusts a third party with the act of services on his behalf.

3. Title.