1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

1. Basic facts

A. The Defendant either obtained a loan or obtained a credit card as indicated below, and failed to repay each principal stated in the “loan Balance” column as of August 6, 2007 as of August 6, 2007, and the overdue interest accrued around that time is indicated in the same Table’s “unclaimed interest” column.

(1) Pursuant to the table below 1: 3. 4. 6. 1: 4. 6. 6. 8; 4. 6. 6. 1; 4. 7. 6. 8; 4. 6. 7. 4; 6. 5. 6. 8; 4. 5. 6. 6. 1; 4. 7. 6. 8; 4. 5. 6. 6. 4; 4. 5. 7. 6. 8; 4. 5. 6. 4; 5. 1. 6. 4; 6. 8. 4; 1. 6. 7. 4; 1. 6. 6. 8; 4. 5. 1. 6. 7. 8; 4. 8. 450 ; 486; 3. 3450 3. 3. 455 30. 208. 30. 30. 30. 1,4515465

B. On May 13, 2005, each financial institution mentioned in the above list “name of financial institution” transferred each of the instant claims against the Defendant to the Plaintiff, and around that time, notified the Defendant thereof.

C. The overdue interest rate applied by the Plaintiff to each of the instant claims from April 2, 2005 is 17% per annum.

On January 9, 2008, the Plaintiff filed the instant lawsuit seeking the payment of each of the instant claims that the Plaintiff acquired against the Defendant.

[Ground of recognition] Facts without dispute, entry of Gap evidence 2 to 6, purport of whole pleadings

2. According to the above facts of determination as to the cause of the claim, the Defendant, a transferee of the claim, shall not be deemed to have paid the total amount of the principal and interest of each of the instant claims to the Plaintiff and the principal amounting to KRW 36,497,417, except in extenuating circumstances.