1. The Defendant’s KRW 34,992,454 for the Plaintiff and KRW 5% per annum from February 7, 2018 to March 26, 2019.

1. Basic facts

A. As an insurance company, the Plaintiff entered into an insurance contract with C (hereinafter “C”) and the insured with the content that the insurance period from November 24, 2014 to November 24, 2019, with respect to the subject matter of the insurance and the amount of the insurance coverage as to the building (Edong) of the steel-frame Gabowgs and G located in Spocheon-si D (hereinafter “instant building”), KRW 100,000,000 as to movable property, and KRW 150,000 as to movable property and KRW 150,00,000 as to the compensation for damage if a fire occurs in the subject matter of the insurance (hereinafter “instant insurance contract”).

나. 피고는 C로부터 그 소유의 포천시 D 소재 철골조 단층 공장건물(G동)을 무상으로 빌려 가구 제조업체인 ‘H’의 작업장을 운영한 사람인바, 2017. 12. 11. 08:10경 피고가 위 G동 공장건물에 설치된 선풍기형 전기히터를 켠 직후 연결된 배선에서 스파크가 발생하고 이로 인하여 화재가 발생하여 공장건물이 전소되었고, 화염이 인접한 이 사건 건물에 옮겨 붙어 이 사건 건물과 건물 내에 있던 상품과 반제품 등 동산(이하 ‘이 사건 동산’이라 한다)이 소훼되었다

(hereinafter “instant fire”). C.

The results of the instant fire inspection by the Macheon Fire Station and the Gyeonggicheon Police Station shall be as follows:

(1) Sacheon Fire Station - As a result of the CCTV image verification, it is confirmed that the Defendant operates the electric stringer and work from the front floor of the electric stringer. - The sack from the exhaust line attached to the floor connected to the electric stringer appears to have occurred, and the electric wires of the electric stringer have been found to have broken off from the electric wires of the electric stringer. - It is presumed to be a sastch by the fall, but it cannot be presumed that the fire of the electric stringer around the string point and the situation of the fire by the electric stringer around the string point is very serious serious. - The fall from the electric string cable, the fall from the electric string cable, or from the electric strings into the nearby combustible materials (safinites) and then