A defendant shall be punished by imprisonment for not less than one year and six months.

Punishment of the crime

The Defendant, a creative victim C, who is an elementary school, was unable to perform intellectual ability with class 3 of intellectual disability and read and use writing, but was able to obtain a credit card in the name of the victim by obtaining a credit card issued in the name of the victim or to obtain a loan by obtaining a loan in the name of the victim by using circumstances that do not properly understand the contents.

1. On June 2015, the Defendant who committed fraud is very difficult for the victim to pay his/her daily living expenses because he/she did not have the her husband’s living expenses.

First of all, the credit card is issued under four names and is used without delay in the face of the week.

In addition, when using the credit card without delay without delay, the credit card (T&S, Samsung Card, Hyundai Card, One Card, National Card, New Card, Corporate Card, etc.) in the name of the injured party was cut off from the victim's consent to the effect that the credit credit rating is high, and that the credit loan was received thereafter, and that the credit card was 89,968,148 won in total from June 2015 to January 2016 (i.e., total amount of KRW 83,765,100,000 - Amount of KRW 2,761,500 used by the injured party).

(The credit card price that the defendant did not pay is KRW 36,953,153).

2. Fraud;

A. On December 18, 2015, the Defendant: (a) requested a loan from the Gangnam-gu Seoul Metropolitan Government D4 to the victim Love Loan (owner) counselor as if he/she was C; and (b) deceiving the victim by entering the signature of C in the loan agreement and sending it by mail; and (c) was kept on the same day from the damaged person on the same day.

C It received 3 million won from a loan to a new bank deposit account in the name of C and acquired it by fraud.

B. On December 23, 2015, the Defendant: (a) obtained a mobile phone in the name of C and a certified certificate from the Gangnam-gu Seoul Metropolitan Government D4 level; and (b) used the said mobile phone in a fluent manner; and (c) as if he/she was C.